Home Loans
Home Loans
Interest rate discounts are available as part of the Premier Advantage Package:
| Loan Type | Discount under Premier Advantage Package |
|---|---|
 All variable rate loans below
|
Up to 0.70% p.a. 1 |
|
All fixed rate loans below
|
0.20% p.a. for packaged borrowings over $150,000 |
| Loan | Interest | |
|---|---|---|
| Rocket Repay Home Loan | ||
| Variable rate |
7.01pa 2 |
7.14% pa* |
| Rocket Repay Home Loan - Low Doc | ||
| Variable rate |
7.01% pa |
7.14% pa* |
| Premium Option Home Loan | ||
| Variable rate |
7.01% pa |
7.14% pa* |
| Premium Option Home Loan - Low Doc | ||
| Variable rate |
7.01% pa |
7.14% pa |
| Flexi First Option Loan | ||
| Variable rate |
6.31% pa |
6.36% pa |
|
Fixed Options Home Loan
Fixed rate lock-in option is available # |
||
| 1 year |
6.79% pa |
7.12% pa* |
| 2 year |
7.44% pa |
7.23% pa* |
| 3 year |
7.79% pa |
7.37% pa* |
| 4 year |
8.04% pa |
7.53% pa* |
| 5 year |
8.14% pa |
7.66% pa* |
|
7 year |
8.44% pa |
7.99% pa* |
|
10 year |
8.44% pa |
8.21% pa* |
|
Fixed Options Home Loan - Low Doc
Fixed rate lock-in option is available # |
||
|
1 year |
6.79% pa |
7.12% pa* |
|
2 year |
7.44% pa |
7.23% pa* |
|
3 year |
7.79% pa |
7.37% pa* |
|
4 year |
8.04% pa |
7.53% pa* |
|
5 year |
8.14% pa |
7.66% pa* |
|
7 year |
8.44% pa |
7.99% pa* |
|
10 year |
8.44% pa |
8.21% pa* |
| Equity Access Loan | ||
| Variable rate |
7.16% pa |
N/a |
| Equity Access Loan - Low Doc | ||
| Variable rate |
7.16% pa |
N/a |
Investment Property Loans
| Loan | Interest | |
|---|---|---|
| Rocket Investment Loan | ||
| Variable rate |
7.01pa 2 |
7.14% pa* |
| Rocket Investment Loan - Low Doc | ||
| Variable rate |
7.01% pa |
7.14% pa* |
| Variable Rate Investment Property Loan | ||
| Variable rate |
7.01% pa |
7.14% pa* |
| Variable Rate Investment Property Loan - Low Doc | ||
| Variable rate |
7.01% pa |
7.14% pa |
| Flexi First Option Investment Loan | ||
| Variable rate |
6.31% pa |
6.36% pa |
|
Fixed Rate Investment Property Loan Fixed rate lock-in option is available # |
||
|
1 year |
6.79% pa |
7.12% pa^ |
|
2 year |
7.44% pa |
7.23% pa^ |
|
3 year |
7.79% pa |
7.37% pa^ |
|
4 year |
8.04% pa |
7.53% pa^ |
|
5 year |
8.14% pa |
7.66% pa^ |
|
6 year |
8.44% pa |
7.90% pa^ |
|
7 year |
8.44% pa |
7.99% pa^ |
|
9 year |
8.44% pa |
8.15% pa^ |
|
10 years |
8.44% pa |
8.21% pa^ |
|
12 years |
8.44% pa |
8.32% pa^ |
|
Fixed Rate Investment Property Loan - Low Doc Fixed rate lock-in option is available # |
||
|
1 year |
6.79% pa |
7.12% pa^ |
|
2 year |
7.44% pa |
7.23% pa^ |
|
3 year |
7.79% pa |
7.37% pa^ |
|
4 year |
8.04% pa |
7.53% pa^ |
|
5 year |
8.14% pa |
7.66% pa^ |
|
6 year |
8.44% pa |
7.90% pa^ |
|
7 year |
8.44% pa |
7.99% pa^ |
|
9 year |
8.44% pa |
8.15% pa^ |
|
10 year |
8.44% pa |
8.21% pa^ |
|
12 year |
8.44% pa |
8.32% pa^ |
| Equity Access Loan | ||
| Variable rate |
7.16% pa |
N/a |
| Equity Access Loan - Low Doc | ||
| Variable rate |
7.16% pa |
N/a |
Information current as at 05 March 2010.
-
0.70% p.a. discount is available for variable rate loan amounts of $250,000 and above (for Low Doc loan, the discount is 0.5% p.a. for variable rate loan amounts between $250,000 and $499,999). For variable rate loan amounts between $150,000 and $249,999, the applicable discount is 0.3% p.a. This discount is not applicable to Flexi First Option Home Loans and Flexi First Option Investment Loans.
-
For new business originated from 19 September 2005. A rate of 6.16% pa applies to loans originated prior to 19 September 2005.
-
For new business originated from 21 March 2005. A rate of 6.16% pa applies to loans originated prior to 21 March 2005.
# Fixed rates may vary between application and drawdown unless the fixed rate lock-in option is selected.
^ Interest rate discounts available for interest only in advance payments. Current discount is 0.10% p.a.